Partnering With
Blue Cross and Blue Shield of Montana

Montana Schools Health and Welfare Plan (MSHWP) is a statewide, fully insured medical plan, underwritten by Blue Cross Blue Shield of Montana (BCBSMT). For more than 60 years, BCBSMT has been Montana’s premier health insurance provider. The company’s in-depth knowledge of local and national healthcare trends ensures that members receive the best coverage at the best price.

BCBSMT is committed to delivering additional value to its groups and members, and MSHWP reaps the benefits of that commitment through access to extensive provider and facility networks. If your employees travel outside of Montana, the Blue Cross and Blue Shield of Montana card is accepted and trusted worldwide.

With more than 120 independent sales representatives in communities across Montana, local experts are able to understand each school district’s unique needs and offer personalized, local service.

Local control is a philosophy at the very core of K-12 education. It’s also a foundation of the business philosophy at BCBSMT. Our commitment to our sales representatives in your community is what has made us successful and kept us strong for the past 60 years.

Secure, Convenient Access to Information

BCBSMT and MSHWP continue to leverage technology to bring added value to our groups and members. With Online Services, school districts and their employees have instant, real-time access to all the information they need to manage their benefits.

“For over 20 years, Blue Cross and Blue Shield of Montana has partnered with the Montana Schools Health and Welfare Plan, steadfastly working to provide stable, affordable health coverage to its members. We value our partnership, and look forward to making a difference in the lives of the employees and families of Montana’s schools well into the future.”

–Sherry Cladouhos, President and CEO
Blue Cross and Blue Shield of Montana

School District Administrators have online access to:

Individuals have online access to:

The World’s Best Networks

MSHWP members have access to BCBSMT’s extensive statewide, national, and international networks of medical providers and facilities. No matter where they are, your members will receive the care they need, when they need it.

Providers who participate in the BCBSMT networks accept a negotiated fee as payment in full for their services (deductible and coinsurance still apply). These providers will file claims for you electronically, saving you time and hassle, and BCBSMT pays the providers directly.

Members receive significant discounts through participating facilities and providers. 100% of all Montana’s healthcare facilities and 96% of all the state’s physicians participate in Blue Cross and Blue Shield of Montana networks.